Frustration

Frustation pretty much is the sum total of what dominates my life at the moment. I have been trying for months to get my mortgage company to apply the pay-off that I sent them back in September. This whole process has made me want to go postal on more than one occasion.

Let me back track for a moment......

The past year has been well, rough to put it mildly. On March 12, 2009 my son was diagnosed with Autism Spectrum Disorder. The next day (oddly enough) Friday, March 13th I was laid off. Can you say panic anyone? To further add to the pressure, my husband is an alcoholic that just couldn't seem to get a grip on life in general. After a particularly bad fight, I decided to leave or rather put him out. That was on April 9th. End result? He burned the house down. Thank God no one was hurt and I wasn't there, nor was our son.

Obviously there are more details than I am including here. But I don't have time to post every single one. Thankfully, my insurance company paid off the mortgage, or at least issued the check, which I dutifully sent in. The problem? Well, Bank of America doesn't appear to want to apply it.

I am ready to scream at the top of my lungs. I have gone round and round with them over this. Every time I call, new "fees" magically appear. I was out of work, consistent work, from March until August. Five months folks. Every cent received from the insurance claim went to bills. Now, I'm left with a burnt out shell of a home and a mortgage company that gives every indication that they want the money and what's left of my home.

Any attorney's out there? I could really use a hand right now or a bulldozer, really whichever is handy........